farm & Ranch
Farm & Ranch
Farm Insurance is important, whether you grow grapes, run cattle, farm avocados or produce one of the many wonderful products we are lucky enough to have in the great, but very challenging, state of California. We are here to help!
We understand operating a farm is a dream come true for many Americans but it’s also a very risky business. We know living as a farmer takes many hours of hard work and a major financial commitment. It’s a lifestyle, not just a job. Natural disasters, crop failure, and sick livestock can all threaten your livelihood.
The key to a successful farming venture is having a great partner who can identify risks and plan for the worst-case scenario with a well drawn-out risk management plan and sufficient insurance coverage. You can use the best practices, hire the right workers, and buy the safest equipment possible, but accidents still happen. Do you have enough property and liability insurance if the unthinkable happens? What about disability insurance for workers who might get injured? Do you know what resources you have to get this coverage at a low cost? Inuring your crops is also crucial if you’re a crop farmer because a bad year could bankrupt you without the proper insurance.
When you carry adequate farm & crop insurance, you can focus on your farm knowing these hazards will be taken care of if necessary.
If you’re looking for a partner to help you navigate the complex world of insurance, we are up for the challenge.
Our partners include:
- Liberty Mutual
- Fireman’s Fund
- And many more
Meet Our Team
Raised in San Luis Obispo County, Cathy has worked in the field of Agribusiness Risk Management since 1989 when she began working for the USDA Farm Service Agency. While there she implemented farm subsidy, crop disaster and conservation programs for San Luis Obispo, Monterey and Santa Barbara Counties. In 1999 she began selling and servicing crop insurance then expanding into farm and ranch insurance as well as business, homeowners, auto, life and health. She spent many years working with horses along with her daughter and now enjoys ocean kayaking, gardening and visiting her daughter, son-in-law and two grandsons in Humboldt County.
Brian Gill is the fifth generation of a family that has been in agriculture for almost 150 years. Brian’s upbringing in family farming and ranching culture gives him the knowledge to understand firsthand how to manage the risks associated with agribusiness through a variety of comprehensive and reputable insurance products. In addition to his vast agricultural background, he has been in the insurance industry for 10 years.